:root{color-scheme:light;--ink:#0c0c0c;--onyx:#1f1f1f;--paper:#fff;--soft:#f6f6f6;--gold:#c5a059;--gold-hover:#dfba73;--muted:#5b5b5b;--line:#dedede;--serif:Georgia,'Times New Roman',serif;--sans:'Segoe UI',Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:1rem;line-height:1.65}img{max-width:100%;display:block}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button{cursor:pointer}h1,h2,h3,p,blockquote{margin-top:0}h1,h2,h3{line-height:1.1}h1,h2{font-family:var(--serif);font-weight:400;letter-spacing:-.035em}h3{font-weight:600;letter-spacing:-.02em}p{max-width:70ch}.container{width:min(1240px,calc(100% - 64px));margin-inline:auto}.skip-link{position:absolute;left:16px;top:-80px;background:var(--gold);color:var(--ink);padding:12px 18px;z-index:100}.skip-link:focus{top:10px}.eyebrow{text-transform:uppercase;letter-spacing:.2em;font-size:.78rem;font-weight:700;line-height:1.4;color:#9b783a;margin-bottom:24px}.section{padding:112px 0}.section-head{max-width:740px;margin-bottom:50px}.section-head h2{font-size:clamp(2.5rem,4.8vw,4.8rem);margin-bottom:24px}.section-lead{font-size:1.12rem;color:var(--muted);line-height:1.65}.button{display:inline-flex;align-items:center;justify-content:space-between;gap:28px;min-height:52px;padding:13px 22px;font-weight:700;font-size:.92rem;line-height:1.3;border:1px solid transparent;transition:background .2s,color .2s,border .2s,transform .2s;text-align:left}.button:hover{transform:translateY(-2px)}.button--gold{background:var(--gold);color:var(--ink)}.button--gold:hover{background:var(--gold-hover)}.button--outline{border-color:#858585;color:#fff;background:rgba(12,12,12,.12)}.button--outline:hover{border-color:#fff;background:rgba(255,255,255,.08)}.button--text{padding:0;min-height:42px;border-bottom:1px solid var(--gold);color:var(--ink)}.button--text:hover{color:#8f6a2d}.button:focus-visible,a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid var(--gold-hover);outline-offset:3px}
.header{height:90px;background:var(--ink);color:#fff;position:relative;z-index:20;border-bottom:1px solid #343434}.header__inner{height:100%;display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{width:132px;height:82px;display:flex;align-items:center;justify-content:flex-start;overflow:hidden;flex:none}.brand img{width:102px;height:102px;object-fit:contain}.nav{display:flex;align-items:center;gap:32px}.nav>a:not(.nav__cta){font-size:.87rem;font-weight:600;color:#d8d8d8;transition:color .2s}.nav>a:hover,.nav>a[aria-current]{color:var(--gold-hover)}.nav__cta{font-size:.87rem;font-weight:700;color:var(--ink);background:var(--gold);padding:11px 18px;display:flex;gap:24px}.nav__cta:hover{background:var(--gold-hover)}.menu-toggle{display:none;border:0;background:transparent;width:44px;height:44px;padding:10px}.menu-toggle span{display:block;width:100%;height:2px;background:#fff;margin:6px 0}
.hero{position:relative;background:#0c0c0c;color:#fff;min-height:690px;overflow:hidden}.hero__image{position:absolute;inset:0 0 0 24%;background-image:linear-gradient(90deg,#0c0c0c 0%,rgba(12,12,12,.89) 22%,rgba(12,12,12,.2) 65%,rgba(12,12,12,.05) 100%),url('/assets/mentoria.webp');background-size:cover;background-position:center right}.hero__image:after{content:'';position:absolute;inset:0;background:linear-gradient(0deg,rgba(12,12,12,.46),transparent 46%)}.hero__inner{position:relative;min-height:690px;display:flex;align-items:center;justify-content:space-between;gap:70px}.hero__content{padding:72px 0 90px;max-width:720px}.hero .eyebrow{color:var(--gold-hover)}.hero h1{font-size:clamp(3.6rem,6vw,6.7rem);line-height:1.02;margin-bottom:30px}.hero h1 em{font-style:italic;color:var(--gold-hover)}.hero__content>p:not(.eyebrow){font-size:1.22rem;line-height:1.6;color:#e4e4e4;max-width:590px}.hero__actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:38px}.hero__aside{width:210px;flex:none;align-self:end;margin-bottom:55px;padding-left:20px;border-left:1px solid var(--gold);color:#eee}.hero__aside span{font-size:.73rem;letter-spacing:.16em;color:var(--gold-hover)}.hero__aside p{font-family:var(--serif);font-size:1.25rem;line-height:1.3;margin:14px 0 0}
.routes-section{background:#fff;scroll-margin-top:35px}.route-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.route-card{display:flex;flex-direction:column;padding:30px;min-height:440px;background:var(--soft);border:1px solid #e5e5e5;transition:background .2s,transform .2s,border-color .2s}.route-card:hover{background:#fff;border-color:var(--gold);transform:translateY(-4px)}.route-card__top{display:flex;align-items:center;justify-content:space-between;gap:10px;border-bottom:1px solid #d9d9d9;padding-bottom:22px;margin-bottom:44px}.route-number{font-family:var(--serif);font-size:2rem;line-height:1}.route-card__eyebrow{text-align:right;font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:#806333;font-weight:700}.route-card h3{font-family:var(--serif);font-weight:400;font-size:2.05rem;line-height:1.15;margin-bottom:16px}.route-card p{font-size:.98rem;color:#414141;line-height:1.55}.route-card ul{padding-left:18px;color:#5a5a5a;font-size:.88rem;line-height:1.6;margin:2px 0 30px}.route-card li{margin:4px 0}.route-card__link{margin-top:auto;display:flex;justify-content:space-between;gap:16px;padding-top:15px;border-top:1px solid #d9d9d9;font-weight:700;font-size:.88rem}.routes-section__note{color:#5a5a5a;font-size:.9rem;margin:25px 0 0;max-width:100%}
.dark-section{background:var(--ink);color:#f6f6f6}.dark-section .eyebrow{color:var(--gold-hover)}.dark-section .section-head h2{color:#fff}.dark-section p{color:#c5c5c5}.split-intro{display:grid;grid-template-columns:1.35fr .65fr;gap:110px;align-items:end;margin-bottom:60px}.split-intro .section-head{margin:0}.split-intro>p{font-size:1.1rem;margin-bottom:8px}.features{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid #505050}.feature{padding:34px 34px 10px 0}.features .feature+.feature{border-left:1px solid #505050;padding-left:34px}.feature__index{color:var(--gold-hover);font-size:.78rem;letter-spacing:.15em;font-weight:700}.feature h3{font-family:var(--serif);font-size:2rem;font-weight:400;margin:35px 0 15px}.feature p{line-height:1.6;color:#c4c4c4;margin-bottom:0}
.method-preview{background:var(--soft)}.method-preview__grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:110px}.method-preview .section-head{margin-bottom:20px}.method-preview__grid>div:first-child>p:not(.eyebrow){color:var(--muted);max-width:550px}.method-preview .button{margin-top:25px}.method-list{border-top:1px solid #b9b9b9}.method-list>div{display:grid;grid-template-columns:45px 1fr;gap:4px 24px;border-bottom:1px solid #b9b9b9;padding:23px 0}.method-list span{grid-row:span 2;color:#8c6c36;font-weight:700;font-size:.78rem;letter-spacing:.13em}.method-list strong{font-family:var(--serif);font-weight:400;font-size:1.55rem}.method-list p{margin:0;color:var(--muted);font-size:.92rem}.aspiration{border-bottom:1px solid var(--line)}.aspiration__grid{display:grid;grid-template-columns:1fr 1fr;gap:100px}.aspiration h2{font-size:clamp(2.6rem,4.5vw,4.9rem)}.aspiration__grid>div:last-child{padding-top:45px;color:#414141;font-size:1.1rem}.aspiration__grid>div:last-child p+p{margin-top:20px}
.faq-layout{display:grid;grid-template-columns:.7fr 1.3fr;gap:90px}.faq-layout .section-head{margin:0}.faq{border-top:1px solid #bbb}.faq details{border-bottom:1px solid #bbb;padding:22px 0}.faq summary{list-style:none;display:flex;align-items:start;justify-content:space-between;gap:30px;font-size:1.12rem;line-height:1.4;font-weight:600;cursor:pointer}.faq summary::-webkit-details-marker{display:none}.faq summary span{font-size:1.4rem;line-height:1;transition:transform .2s;font-weight:400;color:#8b6d3e}.faq details[open] summary span{transform:rotate(45deg)}.faq details p{color:var(--muted);margin:17px 40px 4px 0}
.closing{background:var(--onyx);color:#fff;padding:75px 0}.closing__inner{display:flex;align-items:center;justify-content:space-between;gap:70px}.closing .eyebrow{color:var(--gold-hover)}.closing h2{font-size:clamp(2.7rem,4.4vw,4.9rem);max-width:700px;margin-bottom:18px}.closing p:not(.eyebrow){color:#ccc;max-width:650px;margin:0}.closing .button{flex:none;min-width:230px}
.subhero{background:#111;color:#fff;position:relative;overflow:hidden}.subhero:after{content:'';position:absolute;right:-8%;top:0;width:44%;height:100%;background:linear-gradient(120deg,transparent 48%,rgba(197,160,89,.085) 48.1%,transparent 48.4%),repeating-linear-gradient(90deg,transparent 0 92px,rgba(255,255,255,.04) 93px,transparent 94px);pointer-events:none}.subhero__inner{min-height:470px;display:flex;align-items:center;justify-content:space-between;position:relative;z-index:1;padding:70px 0}.subhero__inner>div{max-width:810px}.subhero .eyebrow{color:var(--gold-hover)}.subhero h1{font-size:clamp(3.3rem,6vw,6.5rem);line-height:1.03;margin-bottom:30px}.subhero__copy{font-size:1.22rem;line-height:1.6;color:#d9d9d9;max-width:660px;margin:0}.subhero__number{align-self:end;font-family:var(--serif);font-size:clamp(6rem,16vw,17rem);line-height:.8;color:rgba(197,160,89,.13);letter-spacing:-.08em;white-space:nowrap;margin-right:10px}
.two-column{display:grid;grid-template-columns:1.05fr .95fr;gap:120px;align-items:start}.two-column .section-head{margin-bottom:25px}.two-column>div>p:not(.eyebrow){font-size:1.06rem;color:#444}.two-column>div>p+p{margin-top:20px}.requirements{background:var(--soft);padding:40px 44px;border-top:3px solid var(--gold)}.requirements .eyebrow{margin-bottom:24px}.requirements>p:last-child{color:var(--muted);font-size:.88rem;margin-top:25px;margin-bottom:0}.check-list{padding:0;list-style:none;margin:0}.check-list li{border-top:1px solid #d7d7d7;padding:14px 0 14px 27px;position:relative;font-weight:600;line-height:1.5}.check-list li:last-child{border-bottom:1px solid #d7d7d7}.check-list li:before{content:'↗';position:absolute;left:0;color:#886732}.note{display:flex;gap:18px;border-top:1px solid #c7c7c7;padding:23px 0}.note__line{background:var(--gold);width:16px;height:2px;margin-top:12px;flex:none}.note strong{font-family:var(--serif);font-size:1.32rem;font-weight:400}.note p{font-size:.98rem;color:var(--muted);margin:7px 0 0}.pale-section{background:var(--soft)}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;border-top:1px solid #aaa}.steps .feature{padding-right:30px}.steps .feature h3,.method-big .feature h3{color:var(--ink)}.steps .feature p,.method-big .feature p{color:#555}.method-big{display:grid;grid-template-columns:repeat(2,1fr);gap:0 65px;border-top:1px solid #bbb}.method-big .feature{border-bottom:1px solid #bbb;padding:32px 0 38px}.method-big .feature h3{margin-top:28px}.editorial-list{border-top:1px solid #555}.editorial-list p{display:flex;gap:22px;border-bottom:1px solid #555;padding:20px 0;margin:0;font-size:1.1rem}.editorial-list span{color:var(--gold-hover);font-size:.8rem;margin-top:5px}.pale-section .button{display:flex;max-width:360px;margin-bottom:20px}.quote-panel{background:var(--soft);padding:42px 50px}.quote-panel__mark{display:block;font-family:var(--serif);font-size:5rem;color:var(--gold);line-height:1}.quote-panel blockquote{font-family:var(--serif);font-size:2.35rem;line-height:1.2;margin:15px 0 30px}.quote-panel p{font-size:.86rem;color:var(--muted)}
.resource-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.resource{background:var(--soft);padding:48px 52px;border-top:3px solid var(--gold)}.resource h2{font-size:clamp(2rem,3vw,3rem);margin:0 0 25px}.resource p,.resource li{color:#4a4a4a}.resource ol{padding-left:22px}.resource li{margin:10px 0}.resource a{display:inline-flex;gap:20px;border-bottom:1px solid var(--gold);font-weight:700;margin-top:20px;padding-bottom:5px}.resource a:hover{color:#806333}
.application__grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:100px}.application h2{font-size:clamp(2.5rem,4vw,4rem)}.application__grid>div>p{color:var(--muted)}.application__steps{border-top:1px solid #bbb;margin-top:50px}.application__steps div{display:flex;gap:25px;border-bottom:1px solid #bbb;padding:16px 0}.application__steps span{font-size:.76rem;color:#8b6a32;font-weight:700}.application__steps p{margin:0}.application__contact{margin-top:30px}.application__contact a,.legal-copy a{text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:4px}.application-form{background:var(--soft);padding:42px 48px;border-top:3px solid var(--gold)}.form-row{margin-bottom:23px}.form-row label{display:block;font-size:.9rem;font-weight:700;margin-bottom:8px}.form-row label span{color:#8b682e}.form-row input,.form-row select,.form-row textarea{display:block;width:100%;min-height:49px;background:#fff;border:1px solid #bdbdbd;border-radius:0;padding:11px 14px;color:var(--ink);font-size:1rem}.form-row textarea{resize:vertical;min-height:112px}.form-row input::placeholder,.form-row textarea::placeholder{color:#696969}.check-field{display:flex;align-items:flex-start;gap:13px;font-size:.88rem;line-height:1.45;margin:10px 0 28px}.check-field input{margin:4px 0 0;width:18px;height:18px;accent-color:#806333;flex:none}.check-field a{text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:3px}.form-help{font-size:.87rem;color:var(--muted);margin:17px 0 0}.application-form .button{width:100%;border:0}.legal-copy{max-width:830px}.legal-copy h2{font-size:2.4rem;margin:30px 0 15px}.legal-copy h2:first-child{margin-top:0}.legal-copy p{color:#444}.legal-copy__notice{border-left:3px solid var(--gold);padding:15px 20px;background:var(--soft);font-size:.94rem}
.footer{background:#0c0c0c;color:#f6f6f6;padding:75px 0 25px}.footer__grid{display:grid;grid-template-columns:1.45fr .75fr .75fr 1fr;gap:55px}.footer__brand img{width:150px;height:150px;margin:-15px 0 -5px}.footer__brand p{color:#aaa;max-width:270px;font-size:.88rem}.footer h2{font-family:var(--sans);font-size:.77rem;text-transform:uppercase;letter-spacing:.15em;color:var(--gold-hover);font-weight:700;margin:18px 0 25px}.footer a{display:block;color:#d8d8d8;font-size:.9rem;margin:10px 0}.footer a:hover{color:var(--gold-hover)}.footer p{color:#aaa;font-size:.85rem}.footer__bottom{border-top:1px solid #383838;margin-top:60px;padding-top:22px;display:flex;justify-content:space-between;gap:30px;color:#999;font-size:.75rem}
@media(max-width:1050px){.container{width:min(100% - 48px,1240px)}.nav{gap:20px}.hero__aside{display:none}.route-card{padding:23px}.route-card h3{font-size:1.7rem}.split-intro,.method-preview__grid,.two-column,.application__grid{gap:55px}.faq-layout{gap:55px}.subhero__number{font-size:10rem}.footer__grid{gap:25px}}
@media(max-width:760px){.container{width:calc(100% - 36px)}.header{height:70px}.brand{height:66px;width:92px}.brand img{width:77px;height:77px}.menu-toggle{display:block}.nav{position:absolute;left:0;right:0;top:70px;background:#151515;display:none;flex-direction:column;align-items:stretch;gap:0;padding:12px 18px 22px;border-bottom:1px solid #555}.nav.is-open{display:flex}.nav>a:not(.nav__cta){padding:13px 8px;border-bottom:1px solid #333;font-size:1rem}.nav__cta{margin-top:18px;justify-content:space-between}.hero,.hero__inner{min-height:610px}.hero__image{inset:0;background-image:linear-gradient(90deg,rgba(12,12,12,.93),rgba(12,12,12,.65)),linear-gradient(0deg,#0c0c0c,transparent 42%),url('/assets/mentoria.webp');background-position:65% center}.hero__inner{align-items:center}.hero__content{padding:65px 0 75px}.hero h1{font-size:clamp(3.3rem,11vw,5.2rem)}.hero__content>p:not(.eyebrow){font-size:1.08rem}.hero__actions{margin-top:28px}.section{padding:72px 0}.section-head{margin-bottom:32px}.section-head h2{font-size:clamp(2.4rem,9vw,3.9rem)}.route-grid,.features,.steps,.method-big,.resource-grid{grid-template-columns:1fr}.route-card{min-height:0;padding:28px}.route-card__top{margin-bottom:28px}.route-card h3{font-size:2rem}.route-card__link{margin-top:15px}.split-intro,.method-preview__grid,.aspiration__grid,.faq-layout,.two-column,.application__grid{grid-template-columns:1fr;gap:30px}.split-intro{margin-bottom:38px}.features .feature+.feature{border-left:0;padding-left:0;border-top:1px solid #505050}.feature{padding:26px 0}.feature h3{margin:20px 0 8px}.aspiration__grid>div:last-child{padding-top:0}.faq-layout .section-head{margin-bottom:8px}.closing{padding:60px 0}.closing__inner{display:block}.closing .button{margin-top:28px}.subhero__inner{min-height:400px;padding:58px 0}.subhero h1{font-size:clamp(3.15rem,10.5vw,5.6rem)}.subhero__copy{font-size:1.06rem}.subhero__number{display:none}.subhero:after{width:70%}.requirements,.application-form{padding:30px 24px}.method-big .feature{padding:22px 0 30px}.resource{padding:34px 28px}.footer__grid{grid-template-columns:1fr 1fr;gap:25px}.footer__brand{grid-column:1 / -1}.footer__bottom{display:block}.footer__bottom span{display:block;margin-bottom:8px}}
@media(max-width:430px){.hero,.hero__inner{min-height:590px}.hero h1{font-size:3.18rem}.hero__actions{display:grid}.button{width:100%}.hero__actions .button{justify-content:space-between}.subhero h1{font-size:3rem}.footer__grid{grid-template-columns:1fr 1fr}.footer__grid>div:last-child{grid-column:1 / -1}.resource h2{font-size:2rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition-duration:.01ms!important;animation-duration:.01ms!important}}
/* Skandia recruitment route */
.page-skandia .header{border-bottom-color:#56482e}
.sk-hero{background:radial-gradient(circle at 78% 28%,#262116 0,#11100d 38%,#0c0c0c 72%);color:#f6f6f6;overflow:hidden}
.sk-hero__grid{display:grid;grid-template-columns:minmax(0,1.14fr) minmax(310px,.86fr);gap:clamp(42px,7vw,110px);align-items:center;min-height:665px;padding-top:72px;padding-bottom:76px}
.sk-hero .eyebrow,.sk-recognition .eyebrow{color:var(--gold-hover)}
.sk-hero h1{font-size:clamp(3.2rem,5.7vw,6.2rem);line-height:1.03;max-width:840px;margin-bottom:28px}
.sk-hero h1 em{font-weight:400;color:var(--gold-hover)}
.sk-hero__lead{font-size:clamp(1.08rem,1.45vw,1.3rem);line-height:1.62;color:#e5e3de;max-width:640px}
.sk-hero__actions{display:flex;gap:12px;flex-wrap:wrap;margin:34px 0 24px}
.sk-hero__qualifier{font-size:.86rem;line-height:1.5;color:#b5b3ae;margin:0;max-width:590px}
.sk-hero__panel{border:1px solid #7c683e;min-height:500px;display:flex;flex-direction:column;position:relative;box-shadow:24px 24px 0 rgba(197,160,89,.07);background:linear-gradient(155deg,#26221a,#121212 63%);overflow:hidden}
.sk-hero__panel:before{content:'';position:absolute;width:150%;height:1px;top:52%;left:-25%;background:rgba(197,160,89,.28);transform:rotate(-25deg)}
.sk-hero__panel-kicker,.sk-product__tag{display:block;text-transform:uppercase;letter-spacing:.16em;font-size:.72rem;font-weight:700;color:var(--gold-hover)}
.sk-hero__panel-kicker{padding:28px 30px;border-bottom:1px solid #514630}
.sk-hero__panel-main{position:relative;isolation:isolate;padding:48px 35px 42px;flex:1;display:flex;flex-direction:column;justify-content:center}
.sk-hero__panel-index{position:absolute;right:-8px;top:0;font-family:var(--serif);font-size:clamp(7rem,15vw,15rem);line-height:1;color:rgba(197,160,89,.09);z-index:-1;letter-spacing:-.09em}
.sk-hero__panel h2{font-size:clamp(4rem,6vw,6.7rem);line-height:.96;margin:0 0 22px;color:#fff}
.sk-hero__panel-main p{font-size:1.05rem;line-height:1.5;color:#d5cbbb;max-width:310px;margin:0}
.sk-hero__panel-bottom{display:grid;gap:0;background:rgba(0,0,0,.25);border-top:1px solid #514630;padding:15px 30px}
.sk-hero__panel-bottom span{padding:6px 0;font-size:.83rem;color:#c8c1b2}
.sk-facts{background:#f6f6f6;border-bottom:1px solid #ddd}
.sk-facts__grid{display:grid;grid-template-columns:repeat(4,1fr);padding-top:29px;padding-bottom:31px}
.sk-facts__grid>div{padding:2px 28px;border-left:1px solid #d4c6aa}
.sk-facts__grid>div:first-child{border-left:0;padding-left:0}
.sk-facts strong{display:block;font-family:var(--serif);font-size:1.25rem;font-weight:400;line-height:1.25;margin-bottom:7px}
.sk-facts span{display:block;color:#57534c;font-size:.86rem;line-height:1.45}
.sk-market__grid{display:grid;grid-template-columns:1fr .9fr;gap:clamp(55px,10vw,155px)}
.sk-market h2,.sk-products h2,.sk-training h2,.sk-economics h2,.sk-recognition h2,.sk-entry h2,.sk-contact h2{font-size:clamp(2.65rem,4.5vw,4.8rem)}
.sk-market h2{max-width:760px;margin-bottom:30px}
.sk-market__grid>div:first-child>p:not(.eyebrow){font-size:1.11rem;color:#454545}
.sk-market__examples{border-top:1px solid #bbb}
.sk-market__examples article{padding:26px 0 31px;border-bottom:1px solid #bbb}
.sk-market__examples span,.sk-economics__cards span{font-size:.76rem;color:#82663b;letter-spacing:.15em;text-transform:uppercase;font-weight:700}
.sk-market__examples h3{font-family:var(--serif);font-size:1.7rem;font-weight:400;margin:16px 0 11px}
.sk-market__examples p{color:#555;margin:0}
.sk-products{background:#181818;color:#fff}
.sk-products__heading{display:grid;grid-template-columns:1.2fr .55fr;gap:70px;align-items:end;margin-bottom:48px}
.sk-products .eyebrow{color:var(--gold-hover)}
.sk-products h2{max-width:850px;margin:0}
.sk-products__heading>p{color:#ccc;font-size:1.06rem;margin:0 0 5px}
.sk-products__grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:15px}
.sk-product{display:flex;flex-direction:column;min-height:350px;padding:32px;background:#242424;border:1px solid #505050}
.sk-product--primary{background:#29251e;border-color:var(--gold)}
.sk-product h3{font-family:var(--serif);font-weight:400;font-size:clamp(2rem,3vw,3.15rem);margin:43px 0 17px}
.sk-product p{color:#cecece;line-height:1.58;font-size:.97rem}
.sk-product a{display:inline-flex;justify-content:space-between;gap:16px;align-items:center;border-top:1px solid #68645c;margin-top:auto;padding-top:22px;font-size:.85rem;font-weight:700;color:var(--gold-hover)}
.sk-product a:hover{color:#fff}
.sk-training{background:var(--soft)}
.sk-training__intro{display:grid;grid-template-columns:1fr .55fr;gap:70px;align-items:end;margin-bottom:45px}
.sk-training__intro .eyebrow{grid-column:1/-1;margin:0 0 -50px}
.sk-training h2{margin:0}
.sk-training__intro>p:last-child{font-size:1.07rem;color:#505050;margin:0 0 6px}
.sk-training__grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid #bbb}
.sk-training__grid>div{padding:29px 27px 14px;border-left:1px solid #bbb}
.sk-training__grid>div:first-child{padding-left:0;border:0}
.sk-training__grid span,.sk-entry__steps span{font-size:.77rem;letter-spacing:.15em;font-weight:700;color:#82663b}
.sk-training__grid h3{font-family:var(--serif);font-size:1.6rem;font-weight:400;line-height:1.2;margin:33px 0 12px}
.sk-training__grid p{color:#555;font-size:.94rem;line-height:1.55}
.sk-training__footnote{color:#676767;font-size:.82rem;margin:19px 0 0}
.sk-economics__grid{display:grid;grid-template-columns:.88fr 1.12fr;gap:100px}
.sk-economics h2{margin-bottom:25px}
.sk-economics__grid>div:first-child>p:last-child{color:#555;font-size:1.08rem}
.sk-economics__cards{display:grid;grid-template-columns:1fr 1fr;gap:15px}
.sk-economics__cards article{padding:31px;border-top:3px solid var(--gold);background:var(--soft)}
.sk-economics__cards h3{font-family:var(--serif);font-size:2rem;font-weight:400;line-height:1.13;margin:45px 0 17px}
.sk-economics__cards p{font-size:.96rem;color:#555;margin:0}
.sk-recognition{background:#0c0c0c;color:#f6f6f6;padding:94px 0;overflow:hidden}
.sk-recognition__grid{display:grid;grid-template-columns:1fr .7fr;gap:100px;align-items:center}
.sk-recognition__year{font-family:var(--serif);font-size:clamp(6rem,11vw,12rem);line-height:.9;color:rgba(197,160,89,.2);letter-spacing:-.09em;display:block;margin:0 0 -8px}
.sk-recognition h2{margin:0;max-width:700px}
.sk-recognition__grid>div:last-child{border-left:1px solid var(--gold);padding-left:40px}
.sk-recognition p:not(.eyebrow){font-size:1.08rem;color:#d3d3d3}
.sk-recognition strong{color:#fff}
.sk-recognition a{color:var(--gold-hover);border-bottom:1px solid var(--gold);padding-bottom:5px;font-weight:700;font-size:.92rem;display:inline-flex;gap:25px;align-items:center;margin-top:14px}
.sk-entry{background:#fff}
.sk-entry__top{display:grid;grid-template-columns:1.05fr .65fr;gap:80px;align-items:end;margin-bottom:49px}
.sk-entry h2{margin:0}
.sk-entry__top>p{color:#505050;font-size:1.06rem;margin:0 0 5px}
.sk-entry__steps{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid #bbb}
.sk-entry__steps>div{padding:30px 35px 5px;border-left:1px solid #bbb}
.sk-entry__steps>div:first-child{border:0;padding-left:0}
.sk-entry__steps h3{font-family:var(--serif);font-size:1.65rem;font-weight:400;margin:31px 0 12px}
.sk-entry__steps p{color:#555;font-size:.96rem}
.sk-faq{background:var(--soft)}
.sk-contact{background:#fdfdfb;scroll-margin-top:40px}
.sk-contact__grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(50px,8vw,120px)}
.sk-contact h2{max-width:510px;margin-bottom:26px}
.sk-contact__grid>div>p:not(.eyebrow){font-size:1.1rem;color:#4b4b4b}
.sk-contact__direct{border-top:1px solid #bbb;border-bottom:1px solid #bbb;padding:25px 0;margin-top:55px}
.sk-contact__direct strong{font-family:var(--serif);font-size:1.4rem;font-weight:400;display:block}
.sk-contact__direct span{display:block;color:#666;font-size:.9rem;margin:8px 0 20px}
.sk-contact__direct a{border-bottom:1px solid var(--gold);font-weight:700;font-size:.92rem;padding-bottom:6px;display:inline-flex;gap:18px}
.sk-contact__fields{display:grid;grid-template-columns:1fr 1fr;gap:17px}
.sk-contact .application-form{align-self:start}
.sk-legal{background:#171717;padding:22px 0;color:#aaa;font-size:.76rem;line-height:1.55}
.sk-legal p{max-width:100%;margin:0}
@media(max-width:1050px){.sk-hero__grid{gap:35px}.sk-hero h1{font-size:clamp(3rem,5.5vw,5rem)}.sk-hero__panel{min-height:455px}.sk-market__grid,.sk-economics__grid,.sk-contact__grid{gap:45px}.sk-training__grid{grid-template-columns:repeat(2,1fr)}.sk-training__grid>div:nth-child(3){border-left:0;padding-left:0;border-top:1px solid #bbb}.sk-training__grid>div:nth-child(4){border-top:1px solid #bbb}.sk-recognition__grid{gap:55px}}
@media(max-width:760px){.sk-hero__grid{grid-template-columns:1fr;min-height:0;padding-top:58px;padding-bottom:70px}.sk-hero h1{font-size:clamp(3.1rem,10vw,5rem)}.sk-hero__panel{min-height:355px;max-width:560px}.sk-hero__panel-main{padding:35px}.sk-hero__panel h2{font-size:4.8rem}.sk-facts__grid{grid-template-columns:1fr 1fr;gap:24px 0}.sk-facts__grid>div:nth-child(3){border-left:0;padding-left:0}.sk-market__grid,.sk-products__heading,.sk-training__intro,.sk-economics__grid,.sk-recognition__grid,.sk-entry__top,.sk-contact__grid{grid-template-columns:1fr;gap:28px}.sk-products__grid{grid-template-columns:1fr}.sk-product{min-height:0}.sk-product h3{margin-top:28px}.sk-product a{margin-top:28px}.sk-training__intro .eyebrow{grid-column:auto;margin:0 0 -12px}.sk-training__grid h3{margin-top:22px}.sk-economics__cards{grid-template-columns:1fr 1fr}.sk-recognition{padding:70px 0}.sk-recognition__grid>div:last-child{padding-left:25px}.sk-entry__steps{grid-template-columns:1fr}.sk-entry__steps>div,.sk-entry__steps>div:first-child{border-left:0;border-bottom:1px solid #bbb;padding:24px 0}.sk-entry__steps h3{margin-top:17px}.sk-contact__direct{margin-top:28px}}
@media(max-width:520px){.sk-hero__actions{display:grid}.sk-hero__panel{min-height:340px}.sk-hero__panel h2{font-size:4rem}.sk-facts__grid{grid-template-columns:1fr;padding:23px 0;gap:0}.sk-facts__grid>div,.sk-facts__grid>div:first-child,.sk-facts__grid>div:nth-child(3){border:0;border-top:1px solid #d5cbbb;padding:15px 0}.sk-facts__grid>div:first-child{border-top:0}.sk-training__grid{grid-template-columns:1fr}.sk-training__grid>div,.sk-training__grid>div:first-child,.sk-training__grid>div:nth-child(3),.sk-training__grid>div:nth-child(4){border-left:0;border-top:1px solid #bbb;padding:23px 0}.sk-training__grid>div:first-child{border-top:0}.sk-economics__cards{grid-template-columns:1fr}.sk-recognition__year{font-size:7rem}.sk-recognition__grid>div:last-child{border-left:0;border-top:1px solid var(--gold);padding:25px 0 0}.sk-contact__fields{grid-template-columns:1fr;gap:0}}

/* Insignia Life route: editorial invitation for experienced agents */
.page-insignia{--in-accent:#d899a9;--in-deep:#5d263d}
.in-hero{background:radial-gradient(circle at 80% 25%,#3b2130 0,#191217 43%,#0c0c0c 85%);color:#f8f6f6;overflow:hidden}
.in-hero__grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(330px,.9fr);gap:clamp(35px,6vw,95px);align-items:center;min-height:645px;padding-top:72px;padding-bottom:74px}
.in-hero .eyebrow{color:var(--in-accent)}
.in-hero h1{font-size:clamp(3.2rem,5.5vw,6rem);line-height:1.04;margin:0 0 27px;max-width:870px}
.in-hero h1 em{color:var(--in-accent)}
.in-hero__lead{font-size:clamp(1.08rem,1.35vw,1.24rem);line-height:1.62;color:#e3dbdd;max-width:660px}
.in-hero__actions{display:flex;flex-wrap:wrap;gap:12px;margin:34px 0 23px}
.in-hero__qualifier{font-size:.9rem;color:#bdb2b5;max-width:590px;margin:0}
.in-hero__folio{border:1px solid #8a5367;background:linear-gradient(150deg,#4b2636,#241b22 65%);min-height:490px;padding:30px 35px 25px;box-shadow:22px 22px 0 rgba(216,153,169,.07);position:relative;overflow:hidden}
.in-hero__folio:before{content:'';position:absolute;left:-20%;top:52%;width:150%;height:1px;background:rgba(216,153,169,.28);transform:rotate(-22deg)}
.in-hero__folio>span{display:block;font-size:.78rem;letter-spacing:.18em;color:#f0bac7;font-weight:700;position:relative}
.in-hero__folio-title{font-family:var(--serif);font-size:clamp(2.8rem,4vw,4.7rem);line-height:1.03;letter-spacing:-.04em;margin:62px 0 52px;position:relative}
.in-hero__folio-title i{color:#efb3c2}
.in-hero__folio ol{list-style:none;margin:0;padding:0;position:relative}
.in-hero__folio li{display:grid;grid-template-columns:30px 1fr auto;align-items:baseline;gap:12px;padding:9px 0;border-top:1px solid rgba(255,255,255,.18);font-size:1rem}
.in-hero__folio b{font-size:.72rem;letter-spacing:.12em;color:#f0bac7}.in-hero__folio small{color:#c9b3bc;font-size:.78rem}
.in-facts{background:#f7f5f6;border-bottom:1px solid #ded8db}
.in-facts__grid{display:grid;grid-template-columns:repeat(4,1fr);padding-top:30px;padding-bottom:32px}
.in-facts__grid>div{padding:0 26px;border-left:1px solid #cfb5c0}.in-facts__grid>div:first-child{border:0;padding-left:0}
.in-facts strong{display:block;font-family:var(--serif);font-size:1.3rem;font-weight:400;line-height:1.2;margin-bottom:8px}.in-facts span{color:#514b4e;font-size:.9rem;line-height:1.45;display:block}
.in-opening__grid{display:grid;grid-template-columns:1fr .78fr;gap:clamp(45px,9vw,130px)}
.in-opening h2,.in-solutions h2,.in-support h2,.in-economics h2,.in-process h2,.in-contact h2{font-size:clamp(2.6rem,4.45vw,4.75rem)}
.in-opening h2{margin:0;max-width:800px}.in-opening__grid>div:last-child{font-size:1.1rem;color:#444;padding-top:40px}.in-opening__grid>div:last-child p:last-child{margin-bottom:0}
.in-solutions{background:#191719;color:#fff;scroll-margin-top:30px}.in-solutions .eyebrow{color:#e7a6b7}
.in-section-top{display:grid;grid-template-columns:1fr .55fr;gap:clamp(35px,8vw,110px);align-items:end;margin-bottom:48px}.in-section-top h2{margin:0;max-width:850px}.in-section-top>p{font-size:1.04rem;color:#ccc;margin:0 0 5px}
.in-solutions__grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.in-solution{background:#282328;border:1px solid #5d5057;padding:35px 38px;display:flex;flex-direction:column;min-height:390px}.in-solution--featured{background:#39242e;border-color:#bf788e}
.in-solution>span{font-size:.76rem;letter-spacing:.16em;color:#e7a6b7;font-weight:700}.in-solution h3{font-family:var(--serif);font-size:clamp(2.2rem,3.5vw,3.5rem);font-weight:400;margin:46px 0 20px}.in-solution>p{color:#d7d2d5;font-size:1rem;line-height:1.6}
.in-solution__angle{border-top:1px solid #76646e;margin:auto 0 0;padding-top:20px}.in-solution__angle strong{color:#f3bac9;display:block;font-size:.82rem;text-transform:uppercase;letter-spacing:.09em;margin-bottom:5px}
.in-support{background:#f7f5f6}.in-support__lead{display:grid;grid-template-columns:1fr .53fr;gap:clamp(35px,8vw,105px);align-items:end;margin-bottom:45px}.in-support h2{margin:0}.in-support__lead>p{font-size:1.08rem;color:#484448;margin:0 0 5px}
.in-support__grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid #baaeb3}.in-support__grid>div{padding:30px 25px 15px;border-left:1px solid #baaeb3}.in-support__grid>div:first-child{border:0;padding-left:0}.in-support__grid span,.in-process__steps span{font-size:.78rem;letter-spacing:.15em;font-weight:700;color:#813d55}.in-support__grid h3{font-family:var(--serif);font-size:1.65rem;font-weight:400;line-height:1.2;margin:36px 0 13px}.in-support__grid p{font-size:.97rem;color:#514b4f}
.in-economics__grid{display:grid;grid-template-columns:1.08fr .75fr;gap:clamp(55px,10vw,150px);align-items:center}.in-economics h2{max-width:740px;margin-bottom:27px}.in-economics__grid>div>p:not(.eyebrow){font-size:1.06rem;color:#474247}
.in-economics__aside{background:#3b2430;color:#fff;padding:45px 48px;border-top:5px solid #bd8194}.in-economics__aside>span{font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:#f1bac9}.in-economics__aside>strong{display:block;font-family:var(--serif);font-size:2.4rem;font-weight:400;line-height:1.13;margin:40px 0 26px}.in-economics__aside p{font-size:1.03rem;color:#eee0e5}.in-economics__aside .in-economics__small{border-top:1px solid #8e6a79;padding-top:22px;color:#d9c6cd;font-size:.88rem;margin:28px 0 0}
.in-process{background:#f7f5f6}.in-process .in-section-top>p{color:#514c4f}.in-process__steps{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid #baaeb3}.in-process__steps>div{padding:30px 35px 4px;border-left:1px solid #baaeb3}.in-process__steps>div:first-child{border:0;padding-left:0}.in-process__steps h3{font-family:var(--serif);font-weight:400;font-size:1.75rem;margin:32px 0 14px}.in-process__steps p{color:#514b4f;font-size:.97rem}
.in-faq{background:#fff}.in-contact{background:#faf8f9;scroll-margin-top:30px}.in-contact__grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(45px,8vw,120px)}.in-contact h2{margin-bottom:27px}.in-contact__grid>div>p:not(.eyebrow){font-size:1.08rem;color:#4e474b}.in-contact__fields{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.in-contact__direct{border-top:1px solid #bcb0b6;border-bottom:1px solid #bcb0b6;margin-top:47px;padding:24px 0}.in-contact__direct strong{display:block;font-family:var(--serif);font-size:1.45rem;font-weight:400;margin-bottom:14px}.in-contact__direct a{display:inline-flex;gap:20px;font-weight:700;border-bottom:1px solid #a35a73;padding-bottom:5px}.in-contact .application-form{border-top-color:#a35a73;align-self:start}.in-contact .button--gold{background:#8b435d;color:#fff}.in-contact .button--gold:hover{background:#6e3048}.in-contact .check-field input{accent-color:#8b435d}
.in-legal{background:#171417;color:#c4bdc0;padding:24px 0}.in-legal p{max-width:100%;font-size:.87rem;margin:0;line-height:1.6}
@media(max-width:1050px){.in-hero__grid{gap:35px}.in-hero h1{font-size:clamp(3rem,5.6vw,5rem)}.in-facts__grid{grid-template-columns:repeat(2,1fr);gap:23px 0}.in-facts__grid>div:nth-child(3){border:0;padding-left:0}.in-support__grid{grid-template-columns:repeat(2,1fr)}.in-support__grid>div:nth-child(3){border:0;border-top:1px solid #baaeb3;padding-left:0}.in-support__grid>div:nth-child(4){border-top:1px solid #baaeb3}}
@media(max-width:760px){.in-hero__grid{grid-template-columns:1fr;min-height:0;padding-top:58px;padding-bottom:66px}.in-hero h1{font-size:clamp(3.1rem,10vw,5rem)}.in-hero__folio{min-height:0;max-width:600px}.in-hero__folio-title{margin:48px 0}.in-opening__grid,.in-section-top,.in-support__lead,.in-economics__grid,.in-contact__grid{grid-template-columns:1fr;gap:26px}.in-opening__grid>div:last-child{padding-top:0}.in-solutions__grid{grid-template-columns:1fr}.in-solution{min-height:0}.in-solution h3{margin-top:30px}.in-process__steps{grid-template-columns:1fr}.in-process__steps>div,.in-process__steps>div:first-child{border-left:0;border-bottom:1px solid #baaeb3;padding:23px 0}.in-process__steps h3{margin-top:17px}.in-economics__aside{padding:34px}.in-contact__direct{margin-top:25px}}
@media(max-width:520px){.in-hero__actions{display:grid}.in-hero__folio{padding:27px 24px}.in-hero__folio-title{font-size:3.1rem}.in-hero__folio li{grid-template-columns:25px 1fr}.in-hero__folio small{grid-column:2}.in-facts__grid{grid-template-columns:1fr;padding:22px 0;gap:0}.in-facts__grid>div,.in-facts__grid>div:first-child,.in-facts__grid>div:nth-child(3){border:0;border-top:1px solid #d6c8ce;padding:16px 0}.in-facts__grid>div:first-child{border-top:0}.in-solution{padding:28px}.in-support__grid{grid-template-columns:1fr}.in-support__grid>div,.in-support__grid>div:first-child,.in-support__grid>div:nth-child(3),.in-support__grid>div:nth-child(4){border-left:0;border-top:1px solid #baaeb3;padding:23px 0}.in-support__grid>div:first-child{border-top:0}.in-contact__fields{grid-template-columns:1fr;gap:0}}